اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ، وَغَلَبَةِ الرِّجَالِ

Transliteration: Allahumma inni a'udhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa dala'id-dayn, wa ghalabatir-rijal.

Translation: O Allah, I seek refuge in You from anxiety and sorrow, from weakness and laziness, from miserliness and cowardice, from the burden of debt and from being overpowered by people.

Source: Sahih al-Bukhari 6363, 6369

When to recite

At any time, especially when feeling worried, low or overwhelmed by debt.

About this dua

Narrated by Anas ibn Malik, who served the Prophet ﷺ and often heard him say this. It pairs worry about the future (hamm) with sadness about the past (hazan), and asks for protection from the things that hold a person back.

Source and authenticity

The English translation is our own, kept close to the Arabic. Hadith numbers follow the standard numbering used on sunnah.com.